iLendit - iApply | Loan Application Start

iLendit
5700 Executive Drive
Baltimore, MD 21228

phone: 888-564-9668
fax: 888-228-9666


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Representatives are available from 7:30am to 7:30pm EST, Monday through Friday, 9am to 2pm EST, Saturdays

iLendit
5700 Executive Drive
Baltimore, MD 21228

phone: 888-564-9668
fax: 888-228-9666

Thank you for your interest.

A representative will review your message and respond soon.

Representatives are available from 7:30am to 7:30pm EST, Monday through Friday,
9am to 2pm EST, Saturdays

5700 Executive Drive

Baltimore, MD 21228

888-564-9668

Application Home

Select iApply Below to Start the Loan Application Process


What do I need to apply? Did you start a loan application that you would like to complete? If so, click here to continue your loan application

Refinances If you own other Real Estate we will ask for: Current estimated value of your home Monthly mortgage payment including taxes and insurance Outstanding balance of any mortgage on the property Gross monthly income Previous address if less than 2 years at current address Name, address, position and employment dates of previous employer if employed at current position less than 2 years Gross monthly amount of any secondary income such as child support, alimony, retirement etc Current balance of all bank accounts, brokerage accounts, stocks and bonds, retirement accounts etc Amount of annual taxes and homeowners insurance (same as mentioned in #1). Settlement Services Available through RealEasi Services / EasiTitle Title Insurance and Closing Hazard Insurance	Purchases If you own other Real Estate we will ask for: Current estimated value of your home Monthly mortgage payment including taxes and insurance Outstanding balance of any mortgage on the property Gross monthly income Previous address if less than 2 years at current address Name, address, position and employment dates of previous employer if employed at current position less than 2 years Gross monthly amount of any secondary income such as child support, alimony, retirement etc Current balance of all bank accounts, brokerage accounts, stocks and bonds, retirement accounts etc Amount of annual taxes and homeowners insurance (same as mentioned in #1). Sales price of the home you are purchasing (if applicable) Address of the property you are purchasing (if applicable) Annual taxes and insurance on the house you are purchasing Settlement Services Available through RealEasi Services / EasiTitle Title Insurance and Closing Hazard Insurance Home Inspection Home Warranty Lead Paint Inspection Mold Inspection Mortgage Closing Service Pest Inspection Radon Inspection Septic Inspection Survey Well Inspection

Disclaimer

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To start the loan process, please carefully read the following information. Then click "I Agree"

Loans are available in all states.

This site contains information regarding The Washington Savings Bank, FSB and its division known as iLendit (collectively, the "Company." The Company is sometimes referred to on this site as "us" or "our." Any such usage of "us" and "our" shall be of the same force and effect as if such reference had been to the "Company"). No references to the Company within this site, links to other Internet sites or provided on any documents, other text or mediums, are intended to misinform, misrepresent or otherwise misconstrue the relationship between The Washington Savings Bank, FSB and its iLendit division. These references are provided solely as a convenience to you, the user and/or viewer, and are not endorsements of any products or services of the Company, and no information in such site, link, document or text has been endorsed or approved by any of the Company. All information being offered on this website is done on behalf of The Washington Savings Bank, FSB and is designed to assist the consumer or user in applying for and consummating a loan transaction.

The information from or through this site is provided "as-is," "as available," and all warranties, express or implied, are disclaimed (including but not limited to the disclaimer of any implied warranties of merchantability and fitness for a particular purpose). No representations, warranties or guarantees whatsoever are made as to the accuracy, adequacy, reliability, relevancy, completeness, suitability or applicability of the information to your particular situation. The information may contain errors, problems or other limitations. The Company's sole and entire maximum liability for any inaccurate information or for any reason, and user's sole and exclusive remedy for any cause whatsoever, shall be limited to the amount paid by the customer for the information received (if any). You agree that the Company is not and shall not be held liable for any indirect, special, incidental, or consequential damages (including damages for loss of business, loss of profits, costs of litigation, or the like) whether based on breach of contract, breach of warranty, tort (including negligence), product liability or otherwise, even if advised of the possibility of such damage. The limitations of damages set forth above are fundamental elements of the basis of the bargain between you and the Company. The Company would not provide this site and information without such limitations.

Look Over The iLendit Products

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iLendit and RealEasi Services / EasiTitle combined, offer a complete solution for all your loan needs. To the right is the list of settlement services that we offer for your type of loan. Clicking the description link will display a short description of the service, and the approximate cost.

Once you complete your application, you will be prompted to select the services you would like us to supply for your loan.

Please click Next to continue.

Purchase


Title Insurance and Closing	Show More Details
Insurance that protects lenders and homeowners against legal problems with the title. Coordinate with the settlement providers throughout the nation to provide a closing for regarding a purchase, refinance or equity line for a primary residence, second home or investment property. Most refinancing and equity line closings can be held in the borrowers. home. The closing for a purchase will be matched with one of the many closers in our network that is convenient to all parties. The cost for a closing in most areas is, generally, between $75 to $550.


Hazard Insurance	Show More Details
Homeowners insurance provides financial protection against disasters. A standard policy insures the home itself and the personal property you keep in it. Homeowners insurance is a package policy. This means that it covers both damage to your property and your liability or legal responsibility for any injuries and property damage you or members of your family cause to other people.


Pest Inspection	Show More Details
Coordinate with pest and termite companies throughout the nation to provide a test on behalf of the buyer for the purpose of purchasing a primary residence, second home or investment property. Most pest and termite tests are received within 3-7 business days after the order is placed. The cost for a pest and termite test in most areas is generally between $60 to $150.


Property Survey	Show More Details
Coordinate with surveyors throughout the nation to provide a location survey on behalf of the buyer for the purpose of purchasing or refinancing a primary residence, second home or investment property. Most location surveys are received within 3-7 business days after the order is placed. The cost for a location survey in most areas is, generally, between $175 to $600. A price quote for a boundary survey can be provided upon request.


Homeowner Warranty	Show More Details
A home warranty provides homeowners with comprehensive protection against costly repairs or the entire replacement of vital household systems and appliances.


Home Inspection	Show More Details
Coordinates with home inspectors throughout the nation to provide a home inspection on behalf of the buyer for the purpose of purchasing a primary residence, second home or investment property. Most home inspections are received within 3-7 business days after the order is placed. The cost for a home inspection in most areas is, generally, between $175 to $600.


Lead Paint Inspection	Show More Details
To protect families from exposure to lead from paint, dust, and soil, Congress passed the Residential Lead-Based Paint Hazard Reduction Act of 1992, also known as Title X. Section 1018 of this law directed HUD and EPA to require the disclosure of known Show More Details on lead-based paint and lead-based paint hazards before the sale or lease of most housing built before 1978.


Radon Inspection	Show More Details
Coordinate with companies that perform radon testing throughout the nation to provide a radon test on behalf of the buyer for the purpose of purchasing a primary residence, second home or investment property. Most radon tests are received within 3-7 business days after the order is placed. The cost for a radon test in most areas is, generally, between $50 to $125.


Water Test	Show More Details
A good explanation of what is included in the typical well water test can be found from these web sites: Source One Source Two


Septic Test	Show More Details
A good explanation of what is included in the typical septic test can be found from these web sites: Source One Source Two

Refinance


Title Insurance and Closing	Show More Details
Insurance that protects lenders and homeowners against legal problems with the title. Coordinate with the settlement providers throughout the nation to provide a closing for regarding a purchase, refinance or equity line for a primary residence, second home or investment property. Most refinancing and equity line closings can be held in the borrowers. home. The closing for a purchase will be matched with one of the many closers in our network that is convenient to all parties. The cost for a closing in most areas is, generally, between $75 to $550.


Hazard Insurance	Show More Details
Homeowners insurance provides financial protection against disasters. A standard policy insures the home itself and the personal property you keep in it. Homeowners insurance is a package policy. This means that it covers both damage to your property and your liability or legal responsibility for any injuries and property damage you or members of your family cause to other people.

iLendit is brought to you by
The Washington Savings Bank, FSB Equal Housing Lender